XRP is an anomaly. Ripple Labs, the blockchain start-up behind XRP has shown strong fundamentals and growth indicators all along; but that is merely the tip of the iceberg. Underneath, the Ripple protocol resembles that of a permissioned, or private blockchain, which will be subject to foundational differences that will ultimately limit its potential as a Distributed Ledger Technology. That and its specific use-case (and entire existence) lies in sharp conflict with its core "supply chain distributor" - banks. It takes a deep understanding of markets and business strategy to be able to fully grasp what the Team at the helm of Ripple is challenged with, let alone try to anticipate the increase of its overall network value.
When speculating investment into the native coin XRP, this particular case highlights the importance in distinguishing your understanding of Ripple aka. "The Company" and XRP "the cryptocurrency." Start there. If Ripple plays their hand perfectly, then the venture capital behind them will have deserved their returns and chalk up a victory for crypto that would have required a feat worthy of recognition BUT, credit the win to reasons outside of crypto's scope of abilities. Perhaps the venture capital has been provided by the banks themselves already, or perhaps if not the case then the SWIFT+R3+Corda coalition will fight to retain incumbancy. And do notice that the price of XRP remains a completely separate matter, and has little utility to bloom in nominal value for any party to this equation: benefitting only the retail investor (read: YOU) and the treasury (Ripple's founding team, pre-money equity) which is being held largely in escrow. So...
Of course, this is not financial advice. Always do your own research when making investment decisions. And never invest more than you can afford to lose.
I am a blockchain professional, educator, and former digital asset fund manager. I bought XRP at $0.26 in April 2017, sold highest at $2.96 and exited at $1.46. I haven't bought any more since. No, I'm not rich - I never had much capital to begin with but have ridden this rollercoaster like you would not believe...
AND IT ALL STARTED WITH DICE!!!
By the way, Bitcoin will always be Bitcoin. Where the fuck is my P2P Electronic Cash System?
Let's get some things straight here.
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Stellar to Reshape Digital Assetization.
Tezos to Enable Guilds & Oligarchys, EOS to Power Cartels and Liberators...
Lightning is a sham unless you route directly to a node. And Sharding is when you fart and a bit of shit comes out unexpectedly.