I've never used the 1.01x with the exception of hunting for a roll hunt. I've tried setting win chance at 90% and wagering a larger amount but I soon found out that only works for so long. I've had much greater success shooting for a multiplier of somewhere around 5x with a smaller wager amount but that doesn't always work either. I find it kind of funny when someone does go all in on the 1.01x multiplier only to lose & they automatically claim they were scammed, no you weren't scammed the odds just weren't in your favor I guess. In conclusion I would say shooting for 1.01x with a huge wager rather then a larger multiplier with a smaller wager amount is much riskier, that's just been my experience.