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  1. I'm glad you're sharing your beauty tips - it's always great to have more advice. I'm sure it's really useful for others to read, too. Have you ever considered going to one of the accredited esthetician schools https://www.nwcollege.edu/programs/advanced-aesthetics to get a deeper understanding of skincare? I think it could be really beneficial, both for learning more about your skin and broadening your knowledge of beauty tips. It's really great that you want to share your knowledge with others, and I think this could be a great way to go even further!
  2. Honestly, everyone has ways of managing their finances to avoid bankruptcy. It depends on your abilities.